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Conventional Loans

15 Year Fixed Mortgage, 30 Year Fixed Mortgage, Home Loan Lenders

CHOOSE PierPoint Mortgage For Your New Home Purchase

A conventional loan is a type of mortgage that is not part of a specific government program, such as Federal Housing Administration (FHA), Department of Agriculture (USDA) or the Department of Veterans Affairs (VA) loan programs.

How a Conventional Loan Works

Conventional mortgages are either fixed mortgages or adjustable-rate mortgages, including the 30-year fixed, 15-year fixed, hybrid ARMs and interest-only loans.  Conventional loans can be used to refinance a mortgage or for a new home purchase.

Conventional loans can be conforming or non-conforming, with conforming meeting the standards set forth by government-sponsored enterprises, such as, Fannie Mae and Freddie Mac.

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NMLS# 112844

HeadQuarters: 3088 Sheffield St. STE B Muskegon, MI 49441

Phone: (231) 737-9911

Email: shannon@pierpointmortgage.com

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