• FHA Loans

CHOOSE PierPoint Mortgage For Your New Home Purchase

Choosing the best FHA Mortgage loan can give you a chance to own the home of your dreams. A FHA home loan is a government-subsidized loan that is not only popular with first time home buyers, but with buyers who have previously purchased a home.

We offer FHA approved lender services. This type of loan is guaranteed by the Federal Housing Administration and provides you with several financing options. This is the loan type most commonly used by people who are purchasing their first home because it comes with fewer restrictions on qualifications. In fact, some borrowers may qualify for down payment assistance. We also offer FHA refinance products including low-documentation or streamline refinance options.

FHA loans carry lower penalties if a borrower is more than 15 days late on a monthly payment.

There are no income limits with a HUD-FHA insured mortgage, so almost anyone can qualify, as long as they have a reasonably good credit history and can afford the monthly mortgage payments. 

You can also combine FHA mortgage programs with many first-time home buyer grants or down payment assistance programs. 

Low down payment options available.  PierPoint Mortgage offers a 3.5% and a 1.5% down payment option

FHA mortgage loans are not particularly credit score driven, and because of this, they are very attractive for people with less than perfect credit. (There is a minimum credit score, however). With a small down payment and fantastic rates, it is easy to see why home buyers choose this option. 

NMLS# 112844

Headquarters:3088 Sheffield St. STE B Muskegon, MI 49441

Phone: (231) 737-9911

Email: frontdesk@pierpointmortgage.com

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