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REFI

There are some great rates out there right now.  Refinancing can allow you to lower your interest rate and monthly payment.  You may also consolidate your debt or access cash from the equity in your home.

 F. If an advertisement states or implies that a consumer can reduce his monthly payment by refinancing his current mortgage loan, but as a result of such refinancing, the consumer’s total finance charges may be higher over the life of the loan, a mortgage lender or mortgage broker shall clearly and conspicuously disclose to the consumer that by refinancing the consumer’s existing loan, the consumer’s total finance charges may be higher over the life of the loan.